Future Information ServicesFuture

Transform Innovate Grow

Enterprise-grade digital transformation for UK fintech and insurtech startups

Applications & Systems

Event-driven, API-first

Mobile

iOS, Android, React Native

Cloud Security

Zero-trust on Palo Alto & Cisco

RegTech

UK GDPR, FCA, SOC 2

100%

UK-based delivery for regulated startups

#01

Trusted by serious founders

Enterprise-grade solutions delivered through world-class technology alliances — independently verified, credentials available on request.

TrustedEnterpriseSecurityPartners

Palo Alto Networks

Technology Partner

Technology alliances

  • Palo Alto Networks
  • Cisco
  • AWS
Our services

Built forevery stage

Applications & systems

Systems thathold under load

We build the applications and the back-end systems underneath them. Observable, documented, and dull in the ways that matter at 3am rather than in a pitch deck.

Architecture
Event-driven services with separate read and write models where the load genuinely diverges. One deployable while the team is under ten — microservices are an org chart, not a default.
Stack choice
Decided against your constraints — the skills you have, the market you hire from, the estate already in place — rather than whatever we used last. Every choice justified in writing.
Data
A relational source of truth with point-in-time recovery, a cache layer for state that can be lost, and a durable event log wherever history has to be replayable.
Interfaces
Contract-first APIs with explicit versioning and deprecation windows, and idempotency on every mutating endpoint so a retried request never charges twice.
Delivery
Trunk-based development, a disposable environment per change, and staged cutovers behind feature flags so a rollback is a toggle rather than a deploy.
Observability
Distributed tracing end to end, structured logs, and service level objectives with error budgets that actually gate a release.
Hardening
Static analysis and dependency scanning in the pipeline, secrets held outside the codebase, least-privilege access by default, and signed, reproducible builds.
Legacy
Incremental replacement of monoliths and decades-old cores, moving traffic across a slice at a time, with contract tests pinning the old behaviour until the last consumer moves.
  • iOS
  • Android
  • React Native

Shipped under your developer accounts, with the release train and signing keys handed over at the end.

Mobile

Native whereit counts

Financial apps rarely fail on features. They fail on cold-start time, token refresh, and what the screen does when the network drops halfway through a payment.

  • Native and cross-platform

    Swift and Kotlin when the platform APIs carry the product. React Native or Flutter when one codebase genuinely beats two — decided on your constraints, not our preference.

  • Offline-first data

    Local-first storage with explicit conflict resolution and background sync, so the app keeps working on the Tube and reconciles cleanly when it surfaces.

  • Security on device

    Face ID and BiometricPrompt for auth, Keychain and Keystore for secrets, certificate pinning, and jailbreak or root detection before a token is ever issued.

  • Release engineering

    Fastlane pipelines, staged rollouts, crash and ANR budgets, and store review packs prepared for FCA-regulated apps.

Fintech

Infrastructurefor regulatedmoney

We build the unglamorous half of fintech — the ledger that balances, the trail that holds, the integration that survives payday. Written to FCA expectations from the first commit, not retrofitted before the audit.

  1. Payments & ledgers

    Double-entry ledgers, reconciliation, and multi-rail payouts that still balance to the penny at close of day.

    • Faster Payments
    • SEPA
    • Card acquiring
  2. KYC & financial crime

    Identity, sanctions screening, and transaction monitoring wired into onboarding rather than bolted on after your first audit.

    • Perpetual KYC
    • PEP & sanctions
    • Case management
  3. Open Banking

    AISP and PISP integrations with consent lifecycles, token refresh, and graceful behaviour for when a bank goes dark mid-request.

    • AISP
    • PISP
    • Consent management
  4. Audit & resilience

    Idempotent APIs, event sourcing, and immutable trails that hold up under payday load and under an FCA review.

    • Event sourcing
    • Immutable logs
    • DR drills
Insurtech

The policylifecycle, rebuilt

Underwriting, policy admin, and claims still run on platforms older than the founders replacing them. We rebuild them one stage at a time, alongside the live book, so you never stop writing business.

  1. 01

    Quote

    Rating engines that price risk across a panel of carriers in milliseconds.

  2. 02

    Underwrite

    Automated risk scoring, with human review reserved for the exposures that earn it.

  3. 03

    Bind

    Issuance, documents, and payment capture inside one auditable transaction.

  4. 04

    Claims

    FNOL through to settlement, with fraud signals and straight-through processing.

  5. 05

    Renew

    Retention modelling and mid-term adjustments without re-keying a single field.

Migrations fail at cutover, not at build. We run the legacy and the replacement side by side until the numbers reconcile — then switch.

About us

Built forthe nextgeneration

Future Information Services Ltd bridges the gap between ambitious fintech and insurtech startups and the enterprise-grade infrastructure they need to compete — secure, compliant, and scalable from day one.

Compliance First

GDPR, FCA, and SOC 2 embedded in every solution from day one.

Enterprise Security

Palo Alto Networks and Cisco-powered infrastructure at every layer.

By the numbers

A firm thatkeeps score

Startups supported

50+

Startups supported

Uptime SLA

99.9%

Uptime SLA

UK-based team

100%

UK-based team

Compliance ready

FCA

Compliance ready

What founders say

Loved bythe boardroom

FAQ

Questions,answered

Book a consultation

Come see the stack

Tell us what you are building and we will get back to you within 48 hours.